Terms of Service

Last updated: July 2026 — draft, pending legal review.

I. General

The following conditions of use apply to the use of the SwiftCards app ("App"), which is provided by KGE UG (haftungsbeschränkt), Haardtring 15, 64295 Darmstadt, Germany (hereinafter "KGE").

The App is available for macOS and can be downloaded and installed from the Mac App Store under the conditions applicable there. For the use of the Mac App Store, the conditions of use of its operator apply exclusively.

By downloading the App or by accepting these conditions of use, a license agreement for the use of the App is concluded between the user and KGE. Neither the App Store operator nor a related company become a contracting party to this license agreement.

II. Range of functions

The App provides, among others, the following functionalities:

• Uploading your own study material (e.g. PDFs, slides, photos)
• Automatic generation of flashcards from this material using AI models
• Adjusting and steering the generated cards through text input
• Exporting the generated cards as an .apkg file for import into Anki

Generating flashcards consumes generation tokens. New accounts receive a free starting allowance; additional tokens can be purchased. KGE will inform the user about prices and features beforehand.

The App is continuously developed. KGE may change, limit or discontinue features provided free of charge. An internet connection is required to use the generation features.

III. Use of the App; rights

KGE grants the user the non-exclusive, non-sublicensable, non-transferable right to use the App in accordance with these conditions of use.

The rights to content a user uploads to the App (in particular documents) remain with the user. The user grants KGE a simple, free-of-charge and revocable right of use insofar as this is necessary to provide the contractual services (in particular processing the documents to generate cards). The user is responsible for being entitled to use the uploaded material.

The flashcards generated from the user's material are available to the user for free private use.

IV. Obligations of the user; prohibitions

The user is not permitted to modify, reverse engineer or decompile the App or otherwise attempt to derive its source code, except where permitted by law. Any use that negatively affects the App, connected services or third-party systems, as well as uploading unlawful content, is prohibited.

V. Free starting allowance, purchases and payment

The free starting allowance of tokens is free of charge. Payment processing for purchases is handled directly by the operator of the Mac App Store via the user account. KGE reserves the right to offer purchases only in certain regions, at limited times, or not at all.

VI. Contract term and termination

The license agreement is concluded for an indefinite term and can be terminated by either party at any time in text form (e.g. e-mail). The right to terminate for good cause remains unaffected.

VII. Availability, support, discontinuation

KGE strives for high availability of the generation services but does not owe uninterrupted availability. In case of problems, the user can contact KGE: KGE UG (haftungsbeschränkt), Haardtring 15, 64295 Darmstadt, Germany, e-mail: request@kge-it.de. KGE reserves the right to discontinue the App; users will be informed in good time.

VIII. Liability

KGE is liable without limitation for damages caused intentionally or by gross negligence, in the case of fraud, for physical or personal injuries, and under the product liability act. Otherwise, liability for damages caused by slight negligence is limited to typically foreseeable damages.

AI-generated content can contain errors. The generated flashcards are a study aid and do not replace a professional review of the content; KGE does not guarantee the correctness of generated cards.

IX. Data protection

KGE observes the relevant data protection regulations. The privacy policy provides more detailed information about the collection, processing and use of personal data in connection with the App.

X. Right of revocation

Consumers have a statutory right of revocation. Details are set out in the revocation instructions provided to the user at the time of purchase. The right of revocation for digital content expires once KGE has started to execute the contract after the user has expressly consented and confirmed their knowledge of losing the right of revocation.

XI. Final provisions

The law of the Federal Republic of Germany applies, excluding the UN Sales Convention. Mandatory consumer protection provisions remain unaffected. The EU platform for online dispute resolution can be reached at https://ec.europa.eu/consumers/odr/. KGE is neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board. Should individual provisions be invalid, the validity of the remaining provisions remains unaffected.